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Home Finance and Lending

Mon, Mar 8th, 2010 - 2:09 am

The Changes to the Truth in Lending Act

By Lian Canonigo (Originally Published on: Nov 23, 2009)

The Truth in Lending Act, commonly referred to as "TILA," was originally enacted in 1968 based upon a Congressional finding that economic stabilization would be enhanced and competition between financial institutions and other lenders engaging in the extension of consumer credit would be strengthened by borrowers' informed use of credit. Congress specifically found that the informed use of credit arises from the consumers' awareness of the cost of that credit. (Click for More)

Thu, Dec 31st, 2009 - 6:39 pm

Home Loans - Use a Mortgage Lender Or Broker?

By: Ki Gray

Some people just have a preference based on experience and others need to research as to whether they want to use a broker or lender. There are some distinct differences between the two, and it is always good to be informed before you buy. Before subprime lending bit the dust, it used to be a greater advantage to use a mortgage broker. (Click for More)

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