The original St. Louis Real Estate Blog, est 2004 with Darin "Sid" Cameron, CRS.
Understand the St. Louis housing and real estate market better. Sid is a licensed real estate broker in Missouri.
The St Louis Agent Team of RE/MAX Properties West
 | For Agents | Forum | Bookmark Site
Subscribe to RSS Feeds - Click Here!
Bookmark and Share
Chat with an Agent!
Real estate questions?
Want to see a home?
 Click for Live Chat or
Call: (314) 598-4040
 Email this Article! Email this article d Discuss this article d Printer friendly page with resizable text
 The Safety of Your Home when You Open it Up to Buyers (Part 4)
By: Darin "Sid" Cameron, CRS
Mon, Jun 6th, 2005 11:46 pm

Over the past few days we've been looking at ways to keep your home safe from theft while you have it for sale.  Now I'd like to look at a few other tips for keeping you safe and sound.

Prior to listing your home for sale is a great time to set down with your insurance agent and discuss your homeowner’s insurance. If you are really worried about theft during the moving/selling process, then being properly insured during this time should help you sleep easier.

This is especially important if you're relocating or moving to a new house prior to your current home selling because not all homeowner's policies cover vacant homes.

Also realize not all homeowner's policies cover valuables if they leave the home either. Forget about theft for a second and ask yourself what happens if your moving truck is in a wreck or your in-laws garage where you're storing things burns down.

Check with your insurance agent to make sure your valuables are insured if they are in a moving truck, POD, storage shed, or someone else’s home. This may require a short term renter’s contract or other short term solution.

Listing time is also a great time to take inventory WITH A CAMERA! If you don’t own a camera (or video camera) go buy a disposable one.

This will also help you identify missing items should your home actually be the one that gets broken into as well as provide proof to your insurance company so you can get reimbursed. And by taking photos or a video of your valuables prior to packing and moving, you have proof that an item wasn’t damaged before a mover touched it (should you have a problem later on).

Lastly, when you start to prepare for the safety of your valuables, also consider the safety of you and your family.  Personal effects can tell a stranger a lot about you- and your children.

Those credit cards, bank statements and even mail that you have setting out on kitchen planning desk could provide a goldmine to someone looking for an identity theft victim.  When you're putting your home up for sale you need to find a nice place to keep personal papers tucked away and out of sight.

Family photos hanging on the wall can tell strangers touring your home more about your family than you may feel comfortable having them know.  That doesn't mean hide every trace that you have children, but making it so visitors can't place names and faces to your kids outside of the home does a lot to protect their identity.

The goal over the last four days hasn't been to make you afraid of selling your home- it’s to PREPARE you for it.

Although the odds, based on the stats I’ve seen, are pretty low that theft would happen, preparing yourself properly will only reduce your chances.

[ Next Article: Using Good Etiquette when Looking at Homes ]
[ Previous Article: The Safety of Your Home when You Open it Up to Buyers (Part 3) ]

Search this Blog:

Darin 'Sid' Cameron, CRS

Contact Me on Facebook!

 Contact me on LinkedIn!

Follow me on Twitter!
Darin "Sid" Cameron spent 15 years working in the technology industry which in 1998 relocated him to St. Louis. In 2004 he took over web development tasks for Kimberly's real estate team and later became the full-time Marketing and Operations Director in 2005. In 2011 Sid launched two brokerages, The Realty Store, Inc. and Realty Referral Partners, Inc, while continuing to perform marketing and operations for Kimberly's team. Sid holds a real estate broker's license in Missouri, CRS certification and was the first CyberStar in the St. Louis area.
Certified Residential SpecialistCyberStar!
Follow me on Active Rain!

All Blog Articles XML/RSS

Add to My Yahoo!

All Categories
 News  Things to Do  Real Estate Trends  Misc Stuff  Selling a Home  Calendar of Events  Home Repair  Buying a Home  Interest Rates and Financing  Investment Real Estate  Credit Reports and Safety  Our Website and Services  Government and Legislation  Internet Resources  Living in St. Louis  Home Improvement  St Louis Housing Market  Real Estate Statistics  Home Safety  Blogging In General

RE/MAX Properties West
Kimberly Cameron, Team Leader
RE/MAX Properties West Direct: 314 598-4040
16497 Clayton Road Office: 636 532-5900
St. Louis, MO 63011 Fax: 800 573-1985
Email Us Here! Toll Free: 800 573-5276
Equal Housing Opportunity
The St. Louis Agent Team of RE/MAX Properties West